Archive

Bowman - Bank Mergers and Acquisitions, and De Novo Bank Formation: Implications for the Future of the Banking System

In her speech, Michelle Bowman expresses concerns about the current regulatory trajectory and its impact on the future of banking. She highlights the stress to the banking system caused by the failures of Silicon Valley Bank and Signature Bank, which led to a renewed focus on regulatory and supervisory policy. Bowman raises questions about the challenges faced by regulated institutions in implementing complex and burdensome rules, especially for small banks. She believes that the broad-based and insufficiently focused reform agenda poses a risk to the banking system, citing the rushed nature of these reform efforts and the lack of understanding of their consequences. Bowman emphasizes the interconnectedness of the various elements of the bank regulatory framework and calls for rationalizing regulatory approaches to ensure they align with the goals of a diverse and thriving banking system.



Positivity Score: 50
Uncertainty Score: 40

Cook - Hope, Promise, and Mentors

In this speech, Lisa Cook expresses her gratitude for receiving a career achievement award and acknowledges the support she has received from her family and friends. She highlights the accomplishments of her influential uncle, Samuel DuBois Cook, who was a veteran, political theorist, activist, and the first African American tenured professor at Duke. Cook emphasizes the importance of mentors in her own academic journey and encourages others to seek mentors from diverse backgrounds. She discusses the Diversity Initiative for Tenure in Economics, which she credits with helping her navigate the path to tenure. Cook also emphasizes the responsibility of becoming a mentor oneself. In closing, she expresses her commitment to continuing her work and building a more just and inclusive world.


Positivity: 85
Uncertainty: 10